Loan Program

FHA

Low down payment and flexible credit — backed by the FHA.

FHA loans are government-insured mortgages designed to make homeownership accessible. With lower credit and down-payment requirements than conventional financing, they're a popular choice for first-time buyers and anyone rebuilding their credit.

Apply Now (561) 577-1882

Key highlights

Down payments as low as 3.5%
Credit scores starting around 580 considered
Gift funds allowed toward the down payment
Competitive rates across credit tiers
Streamlined refinance options down the road

Who it's for

First-time homebuyers
Buyers with limited savings
Borrowers with lower or rebuilding credit

Ready to explore a FHA loan?

One quick call with Warren and you'll know exactly what you qualify for — no obligation, no call center.

Call (561) 577-1882 Request my rate

Explore other programs

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Conventional

Fannie & Freddie loans with the lowest market rates.

VA

Zero down loans for veterans and active military.

Bank Statement

Qualify on deposits — perfect for self-employed.

DSCR

Investor loans qualified on rental income only.

Investment Loans

Single-family to large portfolios.

0% Down

True no-money-down purchase programs.

Fix & Flip

Fast-close rehab financing for investors.

Bridge Loans

Short-term capital between transactions.

Hotel & Commercial

Hospitality and commercial real estate.

Foreign National

U.S. property financing for non-residents.

Asset-Based

Qualify on assets, not income documentation.

Low Credit Score

Solutions for credit scores below 620.

HELOC

Tap home equity with flexible credit lines.

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