Loan Program
No-Doc 30-Yr Rental
30-year fixed rental loans with no income docs.
Long-term rental financing that qualifies on the property, not your tax returns. Fixed for 30 years for single properties and portfolios, with a no-DSCR option available.
Key highlights
- Up to 80% of purchase
- Up to 80% refi, 75% cash-out
- Rates from 5.5%
- SFR, multi-family & portfolio
- 30-year fixed
- No-DSCR option available
- $75K – $50MM+ · refi or purchase
- 660+ credit (650 non-DSCR)
Who it's for
- Buy-and-hold investors
- Self-employed landlords
- Portfolio refinances and cash-out
Program guidelines at a glance
- Purchase
- Up to 80% of the purchase price.
- Refinance
- Up to 80% rate/term, 75% cash-out.
- Rate
- From 5.5%.
- Property types
- Single-family, multi-family, and portfolios.
- Term
- 30-year fixed. No-DSCR option available.
- Loan amounts
- $75,000 – $50,000,000+. Refinance or purchase.
- Credit
- 660+ FICO (650+ for non-DSCR).
Educational guidance only. Loan terms, eligibility, and pricing are subject to lender underwriting, program guidelines, and approval.
Ready to explore a No-Doc 30-Yr Rental loan?
One quick call with Warren and you'll know exactly what you qualify for — no obligation, no call center.